before the end of the six months, or by neglecting to pay the one-fourth or one-half per cent in order to obtain a new receipt for another six months. This, however, though it happens seldom, is said to happen sometimes, and more frequently with regard to gold than with regard to silver, on account of the higher warehouse-rent which is paid for the keeping of the more precious metal.

Bar or ingot gold is received in proportion to its fineness compared with the above foreign gold coin.

Upon fine bars the bank gives 340 per mark. In general, however, something more is given upon coin of a known fineness, than upon gold and silver bars, of which the fineness cannot be ascertained but by a process of melting and assaying.

The person who by making a deposit