I beg to lay the 'ouse in Walcot Square, the business, and myself before Miss Summerson for her acceptance."

"Very magnanimous indeed, sir," observed my guardian.

"Well, sir," replied Mr. Guppy with candour, "my wish is to BE magnanimous. I do not consider that in making this offer to Miss Summerson I am by any means throwing myself away; neither is that the opinion of my friends. Still, there are circumstances which I submit may be taken into account as a set off against any little drawbacks of mine, and so a fair and equitable balance arrived at."

"I take upon myself, sir," said my guardian, laughing as he rang the bell, "to reply to your proposals on behalf of Miss Summerson. She is very sensible of