‘Why, look’e, young gentleman,’ said Toby, ‘when a man keeps himself so very ex-clusive as I have done, and by that means has a snug house over his head with nobody a prying and smelling about it, it’s rather a startling thing to have the honour of a wisit from a young gentleman (however respectable and pleasant a person he may be to play cards with at conweniency) circumstanced as you are.’

‘Especially, when the exclusive young man has got a friend stopping with him, that’s arrived sooner than was expected from foreign parts, and is too modest to want to be presented to the Judges on his return,’ added Mr. Kags.

There was a short silence, after which Toby Crackit, seeming to abandon as hopeless any further effort to maintain his usual devil-may-care