with all his self-indulgence he had become a prudent man), and beginning to be rich, just as his friend ought to have found himself to be poor, seemed to have had no concern at all for that friend's probable finances, but, on the contrary, had been prompting and encouraging expenses which could end only in ruin; and the Smiths accordingly had been ruined.

The husband had died just in time to be spared the full knowledge of it. They had previously known embarrassments enough to try the friendship of their friends, and to prove that Mr Elliot's had better not be tried; but it was not till his death that the wretched state of his affairs was fully known. With a confidence in Mr Elliot's regard, more creditable to his feelings than his judgement, Mr Smith had appointed him the executor of his will; but Mr Elliot would not