I suppose he saw me glancing about the room in search of some tokens of Shipping, or capital, for he added, “In the City.”

I had grand ideas of the wealth and importance of Insurers of Ships in the City, and I began to think with awe of having laid a young Insurer on his back, blackened his enterprising eye, and cut his responsible head open.

But again there came upon me, for my relief, that odd impression that Herbert Pocket would never be very successful or rich.

“I shall not rest satisfied with merely employing my capital in insuring ships. I shall buy up some good Life Assurance shares, and cut into the Direction. I shall also do a little in the mining way. None of these things will interfere with my chartering a few thousand tons on my own account. I think I shall trade,”