Lucky Richard died the same month Young Dick emerged from grammar school. Young Dick was thirteen years old, with twenty million dollars, and without a relative in the world to trouble him. He was the master of a palace of servants, a steam yacht, stables, and, as well, of a summer palace down the Peninsula in the nabob colony at Menlo. One thing, only, was he burdened with: guardians.

On a summer afternoon, in the big library, he attended the first session of his board of guardians. There were three of them, all elderly, and successful, all legal, all business comrades of his father. Dick’s impression, as they explained things to him, was that, although they meant well, he had no contacts with them. In his judgment, their boyhood was too far behind them. Besides that, it was patent that him, the particular boy they