from Tim Hagan Young Dick spent a busy hour or so looking up one, Marcovich, a Slavonian schoolmate whose father ran a chop-house in which was reputed to be served the finest twenty-cent meal in the city. Young Marcovich owed Young Dick two dollars, and Young Dick accepted the payment of a dollar and forty cents as full quittance of the debt.

Also, with shyness and perturbation, Young Dick wandered down Montgomery Street and vacillated among the many pawnshops that graced that thoroughfare. At last, diving desperately into one, he managed to exchange for eight dollars and a ticket his gold watch that he knew was worth fifty at the very least.

Dinner in the Nob Hill palace was served at six-thirty. He arrived at six-forty-five and encountered Mrs. Summerstone. She was a stout, elderly,