themselves, and lavish it on works of public utility. Landowners build schools and hospitals on their property, and some even give up the ownership of their land and transfer it to the cultivators, or establish communities upon it. Millowners and manufacturers build hospitals, schools, savings banks, asylums, and dwellings for their workpeople.

Some of them form co-operative associations in which they have shares on the same terms as the others. Capitalists expend a part of their capital on educational, artistic, philanthropic, and other public institutions. And many, who are not equal to parting with their wealth in their lifetime, leave it in their wills to public institutions.

All these phenomena might seem to be mere exceptions, except that they can all be referred to one common